As a club, we strongly recommend that everyone who rides be a member of either British Cycling, or Cycling UK (or both). As well as providing some handy discounts and other benefits, membership of either of these organisations provides third-party liability insurance and also a legal helpline and legal services should you be involved in an accident.
As FCCC is an affiliate member of both organisations, club members can take advantage of discounted offers to join British Cycling and/or Cycling UK. See the Member Benefits page of the club website for more details of these offers (in the Membership Discounts section).